About Jesse Lipscomb, EA California Life License: 0D22050

At Roadmap Insurance®, we help retirees and pre-retirees build income they can count on for life — using lifetime income annuities as the cornerstone of a retirement income allocation strategy. The industry spends decades measuring your risk tolerance while you're accumulating. But the day you stop earning and start drawing income, the question changes. It's no longer "how much risk can you stomach?" — it's "how do we manage the risks that can derail a retirement?" That shift — from Risk Tolerance in Accumulation to Risk Management in Retirement — is the foundation of how I work. A successful, abundant retirement faces real, compounding risks that a portfolio alone was never built to absorb: ☐ Inflation — eroding purchasing power over a 30+ year retirement ☐ Taxes — on income, gains, and required distributions ☐ Health care costs — rising faster than general inflation ☐ Long-term care — the expense most plans never account for ☐ Market volatility — and the sequence in which returns arrive ☐ Sequence of Return Risk & Reverse Dollar-Cost Averaging — early losses compounding against you as you withdraw ☐ Required Minimum Distributions — forcing taxable income whether you need it or not ☐ Longevity — the risk of outliving your money Lifetime income annuities address several of these at once: they convert a portion of savings into guaranteed income you can't outlive, take sequence risk off the table for that income, and free the rest of the portfolio to stay invested for growth and legacy. And because insurance, investment, and tax planning all run under the Roadmap umbrella, these decisions get coordinated in one place — not siloed across three advisors who never talk. Products are offered through Roadmap Insurance Solutions, Inc., and guarantees are backed by the issuing carrier's claims-paying ability.